Script:
Woman: I′m sure you understand that we use a formula to arrive at the decision.
Man: Yes, but as interest rates come down, money should be more available, right?
Woman: Yes and no. That′s true for most loans, but your application doesn′t meet our minimum requirements.
Man: Can′t you help me out? I really need this loan.
Woman: I suggest that you and your wife meet with our financial advisor. He can counsel you on the best way to manage your finances.
Man: OK. How can I make an appointment with him?